What insurance company is PAI?

Planned Administrators, Inc. (PAI) is a national administrator for employee benefit plans, from medical and wellness programs to specialty products and workers’ compensation.

Is PAI part of BCBS?

PAI is a wholly owned subsidiary of BlueCross BlueShield of SC, one of only two A+ Superior rated health insurance companies in the country. PAI’s key strengths are quality plan administration and superior customer service, as evidenced by a customer retention rate over 95% for the past five years.

What does PAI insurance cover?

What is Personal Accident Insurance? PAI is also commonly referred to as accidental death and dismemberment insurance. This type of insurance covers death or dismemberment (including loss of sight) due to unintentional injuries. It can provide a higher amount of coverage than a life insurance policy alone.

How does PAI insurance work?

Personal accident insurance provides essential coverage against accidental injuries. With it, you can get reimbursed for medical expenses resulting from accidents, hospitalization benefits that help pay for alternative treatments, and (should accidental death occur) a lump sum payout.

Is BCBS SC a non profit?

BlueCross BlueShield of South Carolina (BlueCross) is an independent licensee of the Blue Cross and Blue Shield Association. BlueCross serves 21.5 million people through private business and government contracts….BlueCross BlueShield of South Carolina.

What is Pai on my paycheck?

Personal Accident Insurance (PAI)

What is Pai PEC insurance?

Personal Accident Insurance / Personal Effects Coverage (PAI/PEC) is offered at the time of rental for an additional daily charge. If accepted, the PAI contained in the policy provides renter and renter’s passengers with accidental death, accident medical expenses and ambulance expense benefits.

What’s considered critical illness?

Critical-illness plans often cover diseases like cancer, organ transplant, heart attack, stroke, renal failure, and paralysis, among others. There is no coverage if you’re diagnosed with a disease that isn’t on the specific list for your plan, and the list of covered illnesses varies from one plan to another.

Are critical illness plans worth it?

Some critical illness plans can even reduce or completely drop your benefits after you reach a certain age, when you might need the coverage the most. For some, critical illness insurance provides peace of mind, which should not be discounted. But for many, critical illness insurance is rarely worth the money.

Who owns BCBS South Carolina?

Blue Shield Association
BlueCross BlueShield of South Carolina (BlueCross) is an independent licensee of the Blue Cross and Blue Shield Association. BlueCross serves 21.5 million people through private business and government contracts….BlueCross BlueShield of South Carolina.

How many members does BCBS of SC have?

Today, we have 300 PCMH locations that have served more than 450,000 members.

Is it necessary to buy rental car insurance?

You might not need to buy extra car insurance from the rental car company. That’s because the coverage on your personal auto policy may extend to a rental car. If you have that on your personal policy, it may help pay to repair the rental car if it’s damaged in a collision. Again, a deductible will apply.

What is the Pai provider portal?

We strive to provide service excellence and a smooth experience to all our health care providers as they navigate our system to provide care. The PAI Provider Portal provides complete benefit information, including deductibles and patient liability.

What is Pai’s pharmacy benefit manager?

PAI’s preferred pharmacy benefit manager is OptumRx, a pharmacy care services company that creates smarter health care connections to help more than 65 million Americans realize improved care, lower costs, and a better overall experience. The following drug lists apply to members with PAI’s pharmacy benefit coverage with OptumRx.

What services are not covered by Pai?

*Any drugs, services, treatment or supplies that the managed care medical staff for PAI determines, with appropriate consultation, to be experimental, investigational or unproven are not covered services. Most CT scans, MRIs, MRAs and PET scans do not require precertification, but will not reimburse for services deemed to be investigational.

How do I get prior authorization for Pai services?

For group-specific prior authorization information, please log in to the MyPAI Provider Portal above and review the member’s health benefit plan document. You can request prior authorization for these services by calling 1-800-652-3076, or fax requests to 803-264-6552.